P2P Loans

The DeFi space releases innovative financial tools almost every month. The latest one on this list should enable users to loan assets with lower-value collateral. Through undercollateralized loans, borrowers would access funds way above their holdings. Also, lenders would earn interest, and lending protocols would surpass traditional banks in approachable crediting services. As you can see, this feature should keep everyone happy. But, unfortunately, it all sounds just too good to be true. After all, undercollateralization should be the next…